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Hurricane, wind and hail damage checklist for Lafayette, Louisiana

Updated: May 19, 2023


wind and hail damage

No matter where you live in The United States, chances are you’ve encountered your share of rough weather over the years. From tornadoes, hurricanes, hailstorms, and summer squalls that bring driving wind and rain, storms can wreak havoc on roofs and other exterior home surfaces.


Types of Roof Storm Damage 



Wind

Hurricane-force winds, which are classified by meteorologist as 74 mph or greater, or gale-force winds, which are between 39-54 mph, can cause visible damage to your home’s roof. High winds can remove or tear shingles, leaving the underlayment, roof deck, or waterproofing material exposed to the elements.

During less severe storms, sudden, sharp gusts of wind can lift and crease shingles. When shingles are installed, they’re purposefully overlapped to create a water-tight seal, and this lifting and curling can break this seal, potentially leaving your roof vulnerable to damage from wind-driven rain.




Hail

While hailstorms tend to be relatively short, and rarely last for longer than 15 minutes, hailstones can leave dents or pockmarks in shingles and knock shingle granules loose. This can be problematic because these granules help protect your roof against rain and sun damage. Hail damage can also ruin the pleasing aesthetic appearance of your roof’s surface.




Standing Water

Roofs without proper drainage can experience problems with standing water after big rainstorms, especially in uneven areas. Clogged gutters can also cause backed up rainwater under your shingles, which allows moisture to potentially penetrate the underlayment or the roof deck.




Debris

Depending on how severe the storm was, debris can end up on the top of your roof, everything from small branches to larger tree limbs. Large objects can dent or impact the surface of the shingle, leaving that area of the roof vulnerable to moisture intrusion, whereas lighter branches may not be as much of a problem.


Roof Storm Damage Checklist

Refer to this roof storm damage checklist to help you better understand the type of damage your roof may have sustained and to evaluate whether you need an entirely new roof or just parts of it replaced.


Schedule and Conduct a Roof Inspection


As always, safety is first. Contact a reputable Louisiana roofing contractor to schedule an inspection and help you with damage assessment. Many contractors offer free inspections and will know how to safely look for roof damage.


Roof: Visually assess your roof by walking around the perimeter of your house and taking note of any visible storm damage

You might also have a good view of parts of your roof from one of your windows.  Keep a list of notes and/or take pictures — this can potentially be helpful later for insurance purposes. Any visible signs of storm damage should be documented, such as dented, torn, curled, or missing shingles.


Gutters, Vents, and Windows: Check for dents on your home’s gutters and roofing accessories, such as gable vents and other overhangs. Windows should be inspected for cracks, broken glass, loose weather-stripping, and torn screens.


Outside Areas: Walk around your home’s exterior and look for fallen tree limbs, missing fence posts, or damage to lawn furniture and other decorations. Flat surfaces, such as patios and decks, can be checked for hail damage.


Attic and Ceilings: Observe these areas for leaks and water spots. While your home’s roof might appear undamaged on the exterior, wind and hail can cause unseen leaks that may lead to bigger problems later. Ceilings, light fixtures, and your attic should all be inspected for water leaks and spots. Use a flashlight to see in dark areas.


Hire a Dependable, Trusted Louisiana Roofing Contractor

It’s important to work with a contractor you can trust. Roofers and repair companies are likely to be busy after a large regional storm so you’ll want to get on their inspection list. Out of state roofers also will likely swoop in to earn your business. They will never come back for issues.

A good place to start your research to find a Louisiana contractor is by looking at reviews online and talking with them to see how they can help you.


They should be able to:

  • Assess your damage with a professional eye

  • Advise you if you need to replace or repair your roof

Talking to a Trusted Roofing Contractor

It’s important to know what to ask and what to look for when talking to and choosing a reliable roofing contractor. Here are some tips to help you:

  • Make sure the roofing contractor you’re considering is licensed, insured, and can offer a strong warranty for the work they do

  • Ensure the roofing contractor is capable of assessing and estimating damage

  • Check out online reviews about other people’s experiences using their services

Call Your Homeowners Insurance Provider

If you find significant damage to your home after a storm, it’s essential to involve your homeowners insurance provider right away so you can properly file a claim based on their requirements. Remember a reputable contractor will take this process over for you and negotiate your claim. NEVER trust your insurance carrier at first. They will likely low ball and deny claims even if you’ve been with them a long time. It’s very important to trust your contractor during these negotiations.


To get in contact with us you can call (337)366-0814 or leave your info here and we will get back with you shortly to help you through your insurance claim loss.




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